Long-Term Rental (DSCR)
Purpose: Purchase, refinance, or cash-out rental properties.
Loan Amount
$75,000 – $3,000,000 (portfolio up to $6,000,000)
Term
Up to 30 years (fixed or ARM)
Qualification
Based on Debt Service Coverage Ratio (DSCR) = Rent ÷ Mortgage Payment
Max Leverage
Ideal For: Investors buying, rehabbing, and reselling or refinancing properties.